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To keep or to kill

Is this guy useful, or could make some damage?


 
During taking these pictures,I have noted another creature, I can't remember to see this before in my life,any idea what is it?
 
Last one looks like a moth, first/second one looks like an adult mealworm. I don't see any harm they could do , but I don't keep mealworms in my garden, so I dunno.
 
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