misc Quick question about insurance

[Tom Flannery]

If you hire an established co-packer to produce your product, who's responsible to carry the insurance?

 

[calgaryPepper]

If you hire an established co-packer to produce your product, who's responsible to carry the insurance?

I do believe it's them, the co-packager. Don't take my word for it, though. I'm sure someone will be along eventually add their info.

 

[Anija]

We carry liability, too. Better safe than sorry. Our FDA licensed/approved Co-Packer carries the bulk of product liability, but we do make smaller batches ourselves when test marketing new flavors.

There is a HUGE price difference. Shop around...not just for price, but for an agent that will explain everything!

 

[The Hot Pepper]

You will want to cover all bases in the event of a lawsuit. The co-packer is the manufacturer, but then can flip it and say it's your recipe, etc. That is what I believe, but I'm not a professional, I'm sure some sauce makers will chime in.

 

[huvason]

You should seriously consider getting your own as well. And like it was mentioned - shop around around!
Better to be safe than sorry.

 

[DEFCON Creator]

Get your own product AND personal liability. That is, unless you don't care if you have somewhere to live.

 

[marcosauces]

You are covered under their insurance until the product leave their premises..after that you BETTER have your own...
BTW Welcome Tom...