It will help break down organic material and convert them to usable nutrients. If your fertilizer program is 100% synthetic then there is no need for them at all. It is not easy to keep them preforming at their best as they need the right temprature and conditions. See, in-organic fertilizer has molecules that are so small that are instantly uptaken by the microscopic holes in plants roots. Organics are simpley to BIG and need to be broken down by microorganisms.
So the answer is they are needed in a organic program. They are quite delicate and they perform based on the perfect conditions.
"Do you think adding Mycorrhiza to soil is worth it?"
No you just need a complete fertilizer that is synthetic with all macro and micronutrients, then it is only a matter of the right application strength to achieve superior results.
In fact, some professionals look at mycorrhiza as a bad thing. The reason is they slowly break down the structure of the media making it fine particals before you know it. Citrus growers that grow in things like pine bark media would not want that at all.