Thought I would start this one for a bit of education regarding the scams out there. Got a good one or a new one that we should be aware of?
This is one that was posted last night on another forum I belong to:
Subject: LATEST SYDNEY CREDIT CARD SCAM
This one is pretty slick since they provide YOU with all the information,
Except the one piece they want.
Note, the callers do not ask for your card number; they already have it.
This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you'll be better prepared
to protect yourself.
One of our employees was called on Wednesday from 'VISA', and I was called
On Thursday from 'Master Card'. The scam works like this: Caller: 'This
Is (name), and I'm calling from the Security and Fraud Department at VISA.
My Badge number is 12460. Your card has been flagged for an unusual purchase
Pattern, and I'm calling to verify. This would be on your VISA card which
Was issued by (name of bank). Did you purchase an Anti-Telemarketing Device
for $497.99 from a Marketing company based in Arizona?'
When you say 'No', the caller continues with, 'Then w e will be issuing
a credit to your account. This is a company we have been watching and the
Charges range from $297 to $497, just under the e $500 purchase pattern
That flags most cards. Before your next statement, the credit will be sent
To (gives you your address), is that correct?'
You say 'yes'. The caller continues - 'I will be starting a Fraud investigation.
If you have any questions, you should call the 1- 800 number listed on
The back of your card (1-800-VISA) and ask for Security.
You will need to refer to this Control Number. The caller then gives you
a 6 digit number. 'Do you need me to read it again?'
Here's the IMPORTANT part on how the scam works. The
Caller then says, 'I need to verify you are in possession of your card'.
He'll ask you to 'turn your card over and look for some numbers'. ; There
are 7 numbers; the first 4 are e part of your card number, the next 3 are
The security Numbers' that verify you are the possessor of the card. These
are the numbers you sometimes use to make Internet purchases to prove you
have the card. The caller will ask you to read the 3 numbers to him. After
you tell the caller the 3 numbers, he'll say, 'That is correct, I just
Needed to verify that the card has not been lost or stolen, and that you
Still have your card. Do you have any other questions?' After you say No,
The caller then thanks you and states, 'Don't hesitate to call back if
You do', and hangs up.
You actually say very little, and they never ask for or tell you the Card
Number. But after we were called on Wednesday, we called back within 20
minutes to ask a question. Are we glad we did! The REAL VISA Security Department
told us it was a scam and in the last 15 minutes a new purchase of $497.99
was charged to our card.
Long story - short - we made a real fraud report and closed the VISA account.
VISA is reissuing us a new number. What the scammers want is the
3-digit PIN number on the back of the card.
Don't give it to them.. Instead, tell them you'll call VISA or Master card
directly for verification of their conversation. The real VISA told us
That they will never ask for anything on the card as they already know
The information since they issued the card! If you give the scammers your
3 Digit PIN Number, you think y you're receiving a credit. However, by
The time you get your statement you'll see charges for purchases you didn't
Make, and by then it's almost too late and/or more difficult to actually
Y file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from
A 'Jason Richardson of Master Card' with a word-for-word repeat of the
V ISA scam. This time I didn't let him finish. I hung up! We filed a police
Report, as instructed by VISA. The police said they are taking several
Of these reports daily! They also urged us to tell everybody we know that
This scam is happening.
Please alert your family and friends.
This is one that was posted last night on another forum I belong to:
Subject: LATEST SYDNEY CREDIT CARD SCAM
This one is pretty slick since they provide YOU with all the information,
Except the one piece they want.
Note, the callers do not ask for your card number; they already have it.
This information is worth reading. By understanding how the VISA &
MasterCard Telephone Credit Card Scam works, you'll be better prepared
to protect yourself.
One of our employees was called on Wednesday from 'VISA', and I was called
On Thursday from 'Master Card'. The scam works like this: Caller: 'This
Is (name), and I'm calling from the Security and Fraud Department at VISA.
My Badge number is 12460. Your card has been flagged for an unusual purchase
Pattern, and I'm calling to verify. This would be on your VISA card which
Was issued by (name of bank). Did you purchase an Anti-Telemarketing Device
for $497.99 from a Marketing company based in Arizona?'
When you say 'No', the caller continues with, 'Then w e will be issuing
a credit to your account. This is a company we have been watching and the
Charges range from $297 to $497, just under the e $500 purchase pattern
That flags most cards. Before your next statement, the credit will be sent
To (gives you your address), is that correct?'
You say 'yes'. The caller continues - 'I will be starting a Fraud investigation.
If you have any questions, you should call the 1- 800 number listed on
The back of your card (1-800-VISA) and ask for Security.
You will need to refer to this Control Number. The caller then gives you
a 6 digit number. 'Do you need me to read it again?'
Here's the IMPORTANT part on how the scam works. The
Caller then says, 'I need to verify you are in possession of your card'.
He'll ask you to 'turn your card over and look for some numbers'. ; There
are 7 numbers; the first 4 are e part of your card number, the next 3 are
The security Numbers' that verify you are the possessor of the card. These
are the numbers you sometimes use to make Internet purchases to prove you
have the card. The caller will ask you to read the 3 numbers to him. After
you tell the caller the 3 numbers, he'll say, 'That is correct, I just
Needed to verify that the card has not been lost or stolen, and that you
Still have your card. Do you have any other questions?' After you say No,
The caller then thanks you and states, 'Don't hesitate to call back if
You do', and hangs up.
You actually say very little, and they never ask for or tell you the Card
Number. But after we were called on Wednesday, we called back within 20
minutes to ask a question. Are we glad we did! The REAL VISA Security Department
told us it was a scam and in the last 15 minutes a new purchase of $497.99
was charged to our card.
Long story - short - we made a real fraud report and closed the VISA account.
VISA is reissuing us a new number. What the scammers want is the
3-digit PIN number on the back of the card.
Don't give it to them.. Instead, tell them you'll call VISA or Master card
directly for verification of their conversation. The real VISA told us
That they will never ask for anything on the card as they already know
The information since they issued the card! If you give the scammers your
3 Digit PIN Number, you think y you're receiving a credit. However, by
The time you get your statement you'll see charges for purchases you didn't
Make, and by then it's almost too late and/or more difficult to actually
Y file a fraud report.
What makes this more remarkable is that on Thursday, I got a call from
A 'Jason Richardson of Master Card' with a word-for-word repeat of the
V ISA scam. This time I didn't let him finish. I hung up! We filed a police
Report, as instructed by VISA. The police said they are taking several
Of these reports daily! They also urged us to tell everybody we know that
This scam is happening.
Please alert your family and friends.