I believe this should be on "hot button topics" - or deleted altogether.
Just a suggestion, but every topic about this subject turns into an epic pissing contest - starting with the OP you're basically asking if a business is committing fraud. A business of which the owner is a member here.
Not sure why we need yet another topic on yet another forum about this. 5 people here care about this a lot. Everyone else just likes a good train wreck.
Just my $0.02
Happy Armageddon.