Not sure where to put this so it's going in the Lounge.
I started receiving calls a few weeks ago from what are supposedly wireless numbers, maybe some that are land lines, but I've confirmed the wireless numbers are scams - if you try to call them back you get a Verizon message that they're not valid numbers. The two I know for certain are 260-228-9523 and 918-570-5402. They start as robocalls announcing either that they are "your credit card company" or that they are working with "your credit card company" to lower interest rates and, hence, your payments. Doesn't that sound nice? Yeah, NOT. I don't owe anything to any credit card company! The calls go on to say to press a number to talk to a live representative. I've done this and have asked why I am receiving such calls when my number is on the national do not call list. They hang up. Of course, I've now filed complaints with the national do not call list. However, I want to give you this heads-up in case you receive such calls.
A valid credit card company would not randomly work with another company to lower your interest rates. A valid creditor might work with you personally to lower your rates if you were in a difficult situation (such as a job loss) after you contacted them (not the other way around.) Also, they would clearly identify themselves by company name. Generally, they would mail or notify you through your online account if they had an interest rate offer that was not related to a request you made.
If you are on the national do not call list and receive such a call, please take the time to file a complaint - it only takes a minute. Even if you are not on the list, do not give any caller your personal information or your banking/credit information. If you receive a similar call from a number note noted above, please post it here so the rest of us can be watching for it.
Ok…. down off my soap box…. Can you tell this kind of thing really pisses me off???
I started receiving calls a few weeks ago from what are supposedly wireless numbers, maybe some that are land lines, but I've confirmed the wireless numbers are scams - if you try to call them back you get a Verizon message that they're not valid numbers. The two I know for certain are 260-228-9523 and 918-570-5402. They start as robocalls announcing either that they are "your credit card company" or that they are working with "your credit card company" to lower interest rates and, hence, your payments. Doesn't that sound nice? Yeah, NOT. I don't owe anything to any credit card company! The calls go on to say to press a number to talk to a live representative. I've done this and have asked why I am receiving such calls when my number is on the national do not call list. They hang up. Of course, I've now filed complaints with the national do not call list. However, I want to give you this heads-up in case you receive such calls.
A valid credit card company would not randomly work with another company to lower your interest rates. A valid creditor might work with you personally to lower your rates if you were in a difficult situation (such as a job loss) after you contacted them (not the other way around.) Also, they would clearly identify themselves by company name. Generally, they would mail or notify you through your online account if they had an interest rate offer that was not related to a request you made.
If you are on the national do not call list and receive such a call, please take the time to file a complaint - it only takes a minute. Even if you are not on the list, do not give any caller your personal information or your banking/credit information. If you receive a similar call from a number note noted above, please post it here so the rest of us can be watching for it.
Ok…. down off my soap box…. Can you tell this kind of thing really pisses me off???
) You know, I had to check, in case it was my Mom somehow calling from other people's phones. 
